ONPASSIVE: Criminally Charged with Organized Crime & Money Laundering

ONPASSIVE: The Gang Goes Laundering

यह लेख हिंदी में भी उपलब्ध है।

As we previously discussed, ONPASSIVE is comprised of multiple companies, each with different ownership, in multiple countries. Today we're going to be focusing on the Dubai, United Arab Emirates, company – ONPASSIVE Technologies LLC. This company was formed on the 23rd of November 2021, and registered as a Single Person Company, fully owned, and controlled by Mister Mohamed Kamal Anwar Mohamed, known to most ONPASSIVE Founders simply as Mohamed Kamal, Mister Kamal, Engineer Kamal, or Nuclear Engineer Kamal.

ONPASSIVE Technologies LLC is the company with which all Affiliate Agreements were signed by ONPASSIVE Founders and Affiliates. This division of ONPASSIVE, in Dubai, was fully responsible for facilitating sales, calculating and paying out commissions, and the ONPASSIVE Ecosystem (OES) and O-Connect products.

ONPASSIVE Technologies LLC, from the day of O-Connect's launch, the 1st of September 2023, collected all payments from existing Founders, new Affiliates, and the miniscule “retail” customers for O-Connect. They managed all Wallets, which were responsible for tracking sales, commissions, and commission payouts.

ONPASSIVE's Consistent Payment Issues

If you recall, there were many issues with ONPASSIVE taking payments to activate Affiliate accounts and O-Connect. These issues resulted in ONPASSIVE being unable to sell O-Connect for more than 75% of the time O-Connect was commercially available. During this time, ONPASSIVE had run into many issues with payment processors, particularly those facilitating credit and debit card payments. Behind the scenes, Mr. Kamal's teams were establishing new shell companies across the globe to continue receiving credit and debit card payments. These shell companies would exist for a very short time – often only days – before they were caught by banks and processing of payment cards was again suspended.

We can now publicly reveal the primary reason for these issues. On the 24th of October 2023, 54 days after ONPASSIVE began offering O-Connect for sale, the Financial Investigations Unit (“FIU”) of the Central Bank of the UAE issued a freezing order impacting all ONPASSIVE Technologies LLC's companies. This order resulted in the banks and payment processors of ONPASSIVE immediately halting processing any transactions for ONPASSIVE, and prevented ONPASSIVE from accessing any funds already collected.

When the FIU issued the freezing order, Mr. Kamal, Mister Ashraf “Ash” Mufareh, and other executives and employees of ONPASSIVE had already started establishing the shell companies we mentioned above. These new companies, based outside of the UAE, were not subject to the UAE's FIU freezing order, meaning the company was able to continue accepting payments from Founders.

We have learned that regulators in the countries in which ONPASSIVE established these shell companies were, and continue, working with financial regulators in the UAE and other countries in which ONPASSIVE had established legal entities.

Criminal Accusations for Mr. Kamal and ONPASSIVE Technologies LLC

As a result of the questionable handling of funds, on the 5th of November 2023, 66 days after O-Connect's commercial launch, a criminal report was made with the Dubai Police. Mr. Kamal and all ONPASSIVE Technologies LLC companies and operating divisions were charged with committing money laundering through an organized criminal group.

While investigations continued into 2024, Mr. Kamal and Mr. Mufareh made several public appearances where they claimed that they were simply having issues with payment processors due to the volume of payments. While both Mr. Kamal and Mr. Mufareh were aware of the charges, they continued hiding from ONPASSIVE Founders and the public the true nature of what was preventing ONPASSIVE from accepting payment for new O-Connect subscriptions, and the true reason they were unable to pay commissions earned by Founders.

"Planned Migration" or Organized Criminal Money Laundering?

Fast forward to late June 2024, when the ONPASSIVE public website, the ONPASSIVE Ecosystem, and O-Connect were abruptly shut down for a supposed “planned migration.” At the time of the “planned migration,” Founders were told that the company was transitioning away from Amazon Web Services (AWS), and that the migration would be completed in a short time. Obviously, this “planned migration” was not planned, and has not gone smoothly. (As of the time of publishing, the migration and restoration of services has yet to be completed – 225 days and counting.)

Approximately two weeks after the start of the “planned migration,” Mr. Mufareh appeared on ONPASSIVE 360 and claimed, “There was another level of intensity and challenges, and I'm very, very grateful for that. That put the pressure for us to navigate, you know, I would say, more stable and sustainable solutions for the long term.” Behind the scenes, Mr. Kamal and his team had already fled Dubai for the safety of Egypt; Mr. Mufareh had already met with the remaining team in India, and they had already started the process of “recovering” the databases and source code that allowed ONPASSIVE to operate. During this same period, Mr. Mufareh had claimed he had taken back full control and “a while ago” he had decided they were returning to the basics, and implied that the “planned migration” was going to enable ONPASSIVE to return to the basics under Mr. Mufareh's control. As usual, Mr. Mufareh failed to be honest with paying Founders and customers of ONPASSIVE. Mr. Mufareh knew everything happening but presented the situation as easily manageable and recoverable.

The reality was much bleaker than Mr. Mufareh had painted it. Only days prior to the “planned migration,” on the 24th of June 2024, the General Directorate of Criminal Investigations, of the Dubai police, and Dubai's Anti-Money Laundering Department, officially charged Mr. Kamal and all branches of ONPASSIVE Technologies LLC with criminal money laundering. This resulted in the complete seizure of Mr. Kamal's personal, and all ONPASSIVE Technologies LLC's, bank accounts, investments, safe deposit boxes, and deposits. Prior to this order, all assets had been frozen but were not seized by the Dubai police until the 24th of June 2024.

Only days after the seizure, Mr. Kamal and those ONPASSIVE staff who supported Mr. Kamal fled Dubai for Egypt. We are told by those with knowledge of the situation that Mr. Kamal had already moved some assets to Egypt in preparation for the seizure of all assets. As we've previously written, Mr. Mufareh had already been laying the groundwork to relaunch ONPASSIVE under the OnFusion brand with the previous head of ONPASSIVE human resources, and within weeks of the seizure had already legally established OnFusion's Dubai business license.

But it's only Mr. Kamal and ONPASSIVE Technologies LLC, right? Wrong!

Beyond the legal issues in Dubai, we can exclusively reveal there are additional ongoing criminal investigations across the globe, targeting ONPASSIVE and participants.

Based on information we have from those directly involved, there are ongoing criminal investigations into ONPASSIVE, by multiple agencies spanning the globe. Some of these investigations started as early as 2021, and some as recently as two months ago. While we have additional details, we cannot currently reveal the full scope of those investigations, but we can publicly reveal the following information.

Criminal investigations are wide-ranging, and target not only ONPASSIVE companies; they are also targeting current and former ONPASSIVE corporate officers, executives and employees. Charges are likely to include conspiracy, fraud, money laundering, falsifying of corporate records, and wire fraud.

Also currently being targeted by investigators are prominent promoters (“Founders”) of the ONPASSIVE opportunity; all names that would be recognizable to most ONPASSIVE participants due to their pervasiveness. There are several countries currently investigating these actions of prominent Founders. Potential charges that will be brought against these Founders include criminal conspiracy, wire fraud, fraud, scheming to defraud, money laundering, tax evasion, falsifying documents, and falsifying documents with intent to defraud the government.

We are also told that several people close to Mr. Mufareh, Mr. Kamal, and the targeted ONPASSIVE promoters, have been providing information to law enforcement to aid in the charging and prosecution of these individuals. We are told that some of these individuals have provided extensive information, electronic records, and recordings, helping corroborate what investigators have already uncovered.

Relaunching as OnFusion: Not the Solution It Seems

While Mr. Mufareh and his team continue with plans to relaunch ONPASSIVE as OnFusion, these existing and potential new charges will only continue to hinder any attempts to relaunch the "opportunity." Mr. Mufareh and his wife, Mrs. Asmahan Mufareh, are already engaged in a civil lawsuit brought against them and ONPASSIVE LLC (the United States operation of ONPASSIVE) with the United States Securities and Exchange Commission. If either Mr. or Mrs. Mufareh are brought up on criminal charges, it will likely prevent any launch of OnFusion. If any of the prominent promoters of ONPASSIVE, who are now promoting OnFusion as "the company," are brought up on criminal charges, it will also bring a black eye to the OnFusion opportunity.

How many criminal charges will it take for Founders who have spent up to seven years waiting for their golden payday to finally give up on this alleged criminal syndicate? Only time will tell.